PAYING+FOR+COLLEGE

= Financing your Education

1. **__Federal Stafford Loan__** -Need-based - Applicants must show a certain level of financial need in order to qualify. - Interest charges //**DO NOT**// build up while the student is in school. - After leaving school there is a 6 month grace period: Time interest does not accrue and payments //**DO NOT**// have to be made. - Not need-based - Interest **accrues** on loans while you are in school. - Still offer recipients the advantage of not having to make monthly payments until leaving school. 2. __**Federal Perkins loan**__ 3. __**Loan Forgiveness**__ 4. **__Career assessment__** -realistic - values practical things you can see, touch, and use like plants and animals, tools, equipment, or machines; sees self as practical, mechanical, and realistic. -investigative - is good at understanding and solving math or science problems; sees self as precise, scientific, or intellectual. -artistic - values the creative arts : drama, music, art, or the works of creative writers; sees self as expressive, original, or independent. -social - is good at teaching, counseling, nursing, or giving information; sees self as helpful, friendly, or trustworthy. -enterprising - values success in politics, leadership, or business; sees self as energetic, ambitious, or sociable. -conventional - values success in business; sees self as orderly, and good at following a set plan. 5. **__Picking a College__**
 * Most Common type of federal education loan
 * There are two types of Stafford loans:
 * - __Subsidized:__**
 * -** __**Unsubsidized:**__
 * Similar to Stafford loans, except they are for students with “exceptional” financial need
 * Carry a lower interest rate and offer a larger grace period before students have to begin repayment
 * Extreme poverty; likely to not get financial support from their parents
 * If you pursue a certain field of study it often eliminates student loan debt
 * There are 6 types of careers:
 * Take a carer assessment quiz to find out what type of career you should pursue
 * When picking a college there are some criteria you should consider:


 * Some of the criteria you should consider when selecting a college

values practical things you can see, touch, and use like plants and animals, tools, equipment, or machines; sees self as practical, mechanical, and realistic.


 * 1) TIPS FOR ADULTS STUDENTS
 * 2) TIPS FOR STUDENTS WHO'S DISABLE
 * 3) TIPS FOR STUDENT CONSIDERING HISTORICALLY